Legal

Terms of Service

Effective Date: April 5, 2026

1. Acceptance of Terms

By accessing and using the website of Ann Holding Company ("Company," "we," "us," or "our") at annholdingcompany.com, you accept and agree to be bound by these Terms of Service. If you do not agree with these terms, please do not use this website.

2. Company Description

Ann Holding Company is a New Hampshire-based financial services holding company that provides corporate oversight, capital allocation, financial strategy, risk management, and regulatory compliance services for its portfolio of subsidiary entities.

3. Use of Website

This website is provided for informational purposes only. Nothing on this website constitutes financial advice, an offer to sell, or a solicitation of an offer to buy any securities, financial instruments, or services. You agree to use this website only for lawful purposes and in accordance with these Terms.

4. Intellectual Property

All content on this website, including text, design, layout, and graphics, is the property of Ann Holding Company and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

5. Communications & Messaging Consent

By providing your contact information, including your phone number, you consent to receive business-related communications from Ann Holding Company, including text messages. Ann Holding Company does not use an Automatic Telephone Dialing System (ATDS) or any automated dialing technology. All communications are initiated manually by authorized personnel.

Message frequency varies. Message and data rates may apply. You may revoke your consent at any time by replying STOP to any text message or by contacting us at preston@annholdingcompany.com. Consent to receive messages is not required as a condition of doing business with Ann Holding Company.

Your phone number and messaging preferences will not be shared with third parties for marketing purposes. For questions about our messaging practices, reply HELP to any message or contact us directly.

6. Disclaimer of Warranties

This website and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. Ann Holding Company disclaims all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

7. Limitation of Liability

To the fullest extent permitted by law, Ann Holding Company shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your access to or use of this website, regardless of the theory of liability.

8. Indemnification

You agree to indemnify and hold harmless Ann Holding Company, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising from your use of this website or violation of these Terms.

9. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of New Hampshire, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of the State of New Hampshire.

10. Modifications

Ann Holding Company reserves the right to modify these Terms of Service at any time. Changes will be effective upon posting to this website. Your continued use of the website after any modifications constitutes acceptance of the revised Terms.

11. Contact

Ann Holding Company

New Hampshire, United States

Email: preston@annholdingcompany.com